🛒
Explore Finance Books on Amazon India
View on Amazon India →
* Affiliate link – we may earn a small commission at no extra cost to you
View on Amazon India →
* Affiliate link – we may earn a small commission at no extra cost to you
Frequently Asked Questions
Which credit card is best for salaried professionals in India?
The best credit card depends on your spending habits. Premium cards like HDFC Bank Regalia or ICICI Bank Sapphiro offer lounge access and travel benefits. For cashback, consider cards with high rewards on groceries and fuel purchases.
What are the eligibility criteria for credit cards in India?
Most banks require applicants to be 21+ years old, earn a minimum salary (typically ?25,000-?50,000 monthly), and have a valid Indian address. Employment stability of at least 2 years is often preferred for better approval chances.
How much annual fee do credit cards charge in India?
Annual fees range from ?0 to ?50,000+ depending on card type. Basic cards are often free for 1-2 years. Premium cards charge ?500-?50,000 annually but offer rewards that offset the fee for regular users.
